If you are thinking about shopping for a car, there is a lot you’ve got to know. There are a lot of car salesmen out there waiting to do their best to sell you their cars, but they may not be the right care for you. Take a look at these car shopping tips to get a better idea of what you must think about.

Get your loan lined up before visiting the dealership. Not having this information can cost you a lot of time and energy. If you’ve already got a loan, then the process will be a lot easier.

Before buying a car, consider the cost of insurance. If you are financing the car, you will probably need comprehensive coverage, in addition to liability protection. Some cars cost significantly more to insure than others. Avoid any surprises by asking your insurance company for a quote before you sign any paperwork.

Shop at month’s end. In many situations, car sales staff need to meet a monthly sales quota. With only a few days left in the month, your salesperson might be one sale short of meeting his or her monthly quota. When this happens, you are more likely to get a good deal.

If you are trying to determine your trade-in value for your current vehicle, be sure to take it to a few dealers. By going to a few different dealers, you’ll be able to get a rough estimate of how much your car is actually worth. This will allow you to turn down low ball offers that someone may make for your car.

When trading in your car, take it to a few dealerships and ask them each what they’ll offer you for it. You may be shocked by the difference between the prices offered at each lot. In the end, compare the price of the car you desire with the offer to find the best lot for your needs.

Never agree to pay the asking price! There are few cars for sale out there that do not have some room for negotiation in the price. When you have researched the vehicle, inspected it and given it your approval, negotiate the final price based off your findings. Do not settle on a price until you are happy with your investment.

A dealer with a great reputation may offer you a better deal than one which advertises great prices. You may find that a dealer who people like to buy from offers perks which aren’t available elsewhere, including reduced pressure sales tactics and lower overall price due to freebies thrown in to the sale.

Consider skipping the dealership entirely. An auto broker will work with multiple dealerships to find you the best deal on the car you want. You can usually find these online, and the dealerships will pay the fees for their use. This is a good way to comparison shop without having to visit multiple dealerships.

Buying a car is something that you should take your time with. They cost a lot of money and you need them to do a lot of things for you. That’s why you should use the tips laid out here to help you figure out which is the best car for you.